How the Fed Influences Interest Rates
May 13, 2024 | Reading Time: 4 Minutes The Federal Reserve is renowned for its role in shaping economic cycles, often characterized by periods of expansion and contraction. However, its effectiveness is sometimes hindered by a lack of comprehensive understanding of the economy’s dynamics and the delayed impact of its actions. One significant driver of […]
Forecasting Banking Strategies in Commercial Real Estate
May 6, 2024 | Reading Time: 1 Minute In the commercial and multifamily space, it’s crucial to note that banks are likely to follow a similar pattern to what was seen in the residential market during the 2009 crisis. Instead of immediately putting distressed assets on the market, banks may opt to work with borrowers, […]
Why Refinancing At A Higher Rate May Be Your Best Move
April 29, 2024 | Reading Time: 2 Minutes As an investor eyeing a refinance for your rental properties, you’re sitting on the fence waiting until commercial rates drop from their current 7.5% average. Your existing rate stands at a favorable 5%, but your portfolio boasts a nice chunk of equity you’re thinking about using for […]
Financing the Future of Housing Development
April 29, 2024 | Reading Time: 2 Minutes The term “median home price” often gets tossed around, but what does it really mean? Let’s break it down. “Median” simply refers to the middle value in a set of numbers when they’re arranged from lowest to highest. It’s not an average; it’s that middle point. But […]
Considering Cap Rates In Today’s Market
April 29, 2024 | Reading Time: 2 Minutes If an investor is considering what to look for in a real estate investment, a cap rate is one of the first factors they review. They want to know their return before debt service (the mortgage). You can find the cap rate by taking the net operating […]
The Top 10 Real Estate Investing Strategies
April 29, 2024 | Reading Time: 6 Minutes The good news about real estate investing is that you have options. Don’t worry. REI.School has got you covered. The strategy you choose to go with will depend on different factors. What’s your tolerance for risk? How much control do you want over your investment? What’s your […]
Housing Market’s Fear Factor: Separating Fact from Fiction
April 29, 2024 | Reading Time: 2 Minutes Fear often paralyzes potential buyers and sellers, keeping them on the sidelines of the housing market. And much of this fear is stoked by sensationalized media coverage that prioritizes clicks over accuracy. Let’s be clear: the media isn’t in the business of serving the public; it’s a business […]
Understanding Hard Money Loans
April 29, 2024 | Reading Time: 1 Minute If you are looking to fix and flip a project and need a hard money lender, they will loan you up to 90% of the purchase price and 100% of the renovation costs. However, the total amount is capped at 75% LTV (loan-to-value) of the after repair value […]
The Sub 6% Rate Shift
April 22, 2024 | Reading Time: 1.5 Minutes What happens if interest rates drop below 6%? Will it prompt those on the sidelines to make their move? Will sellers who previously struggled find renewed opportunity? Or will it be buyers who were previously unable to qualify at higher rates? Our prediction leans towards a surge […]
Three Tax-Smart Real Estate Investing Strategies
April 18, 2024 | Reading Time: 8 Minutes Opportunity zones, Delaware statutory trusts and real estate income funds can help investors maximize gains and mitigate taxes. Historically, tax-smart investing has proven to be a robust strategy for real estate investors. Essentially, it focuses on utilizing diverse investment strategies and vehicles to potentially enhance returns while […]