Cash Flow vs Equity
September 22, 2025 | 2.5 Minute Read The Federal Reserve dropped rates by 0.25% last week. For real estate investors coming out of a short-term rental portfolio financed with 5/1 ARMs at pandemic-era rates (around 4.5%), this matters. Many of those loans can’t be extended, meaning refinancing is now the only option. The challenge? You’ll […]
Why I Refinanced My Airbnb
March 3, 2025 | 3.5 Minute Read Last week, I completed a refinance on one of my short-term rentals (Airbnb). I had owned the property free and clear for nine years. For the first seven years, I rented it to two different Section 8 tenants. Since there was no mortgage, my cash flow averaged around […]
Boosting Profits with Contract for Deeds
August 26, 2024 | 2.5 Minute Read Here is a creative strategy for selling real estate deals, specifically the use of Contract for Deeds (CFDs) as opposed to traditional buying methods. This approach not only enables you to generate a lump sum of cash but also creates ongoing cash flow. A Contract for Deed is […]
The 1% Rule is Making a Comeback
August 19, 2024 | 2 Minute Read Back in April, I discussed the 1% rule and its relevance to real estate investing. The 1% rule helps investors evaluate a property’s price against its potential gross income. According to this rule, the monthly rent should be at least 1% of the purchase price. For more details, […]
Federal Reserve Holds Rates, Plans Three Cuts This Year
March 20, 2024 | Reading Time: 1.5 Minutes The Federal Reserve decided to keep interest rates unchanged, maintaining them at about 5.3 percent, with a forecast indicating a potential decrease to 4.6 percent by the end of 2024. The Fed is cautiously considering rate cuts in response to persistent inflation but is also mindful of […]