Waiting for Lower Rates? Here’s Why I’m Not
November 3, 2025 | 3.5 Minute Read Back in late September 2025, I discussed how I planned to tap into over $1 million in equity without refinancing our 30-year fixed loan — you can read that full strategy here: How I Plan to Tap $1M+ Equity Without Refinancing. We’re now in the final stages of […]
Cash Flow vs Equity
September 22, 2025 | 2.5 Minute Read The Federal Reserve dropped rates by 0.25% last week. For real estate investors coming out of a short-term rental portfolio financed with 5/1 ARMs at pandemic-era rates (around 4.5%), this matters. Many of those loans can’t be extended, meaning refinancing is now the only option. The challenge? You’ll […]
Rates Drop! I Got a 6.125% Refi Rate
September 22, 2025 | 4 Minute Read Last week, the Federal Reserve lowered rates by 0.25%. For real estate investors, especially those considering refinancing, this shift opens new opportunities. But not every investor’s situation is the same. Broadly, three types of investors need to consider how this affects them: Short-Term Rental Investors with 5/1 ARMs […]
Read This Before Using the BRRRR Strategy
January 20, 2025 | 2.5 Minute Read Recently, an out-of-state investor approached me for guidance on employing the BRRRR strategy. BRRRR, which stands for Buy, Renovate, Rent, Refinance, and Repeat, is a popular method to build wealth in real estate. The investor had gone under contract for a property priced at $75,000, planning $20,000 in […]