Why Flipping Houses Is Getting Harder
August 3, 2026 | 2 Minute Read The latest housing data reinforces what many investors are already experiencing: building new homes has become increasingly difficult to justify financially. Housing starts have fallen to their lowest level since 2020, and builders continue pulling back as higher interest rates, rising construction costs, and slower sales compress profit […]
Rates Below 6%. Investors Need to Act
March 2, 2026 | 4 Minute Read The housing market isn’t moving in one direction right now — and that’s exactly where the opportunity is. At the national level, the data clearly favors buyers. Inventory has expanded significantly, with roughly 44% more sellers than buyers. That imbalance shifts negotiating power toward those ready to act. […]
My Seven Housing Market Predictions for 2026
December 29, 2025 | 3 Minute Read As we look ahead to 2026, one thing is clear: the housing market is stabilizing, not resetting. Rates are higher than the ultra-low levels of the past, inventory is gradually improving, and buyers and sellers are adjusting expectations accordingly. Here’s a breakdown of the seven most important trends […]
Could You Really Take Your 3% Mortgage With You?
December 1, 2025 | 4.5 Minute Read Imagine locking in a super-low mortgage rate—2% or 3%—for 30 years… and being able to take that same loan with you when you move to a new house. Sounds awesome, right? That’s the basic idea behind portable mortgages, a concept the government is now exploring as a way […]
Waiting for Lower Rates? Here’s Why I’m Not
November 3, 2025 | 3.5 Minute Read Back in late September 2025, I discussed how I planned to tap into over $1 million in equity without refinancing our 30-year fixed loan — you can read that full strategy here: How I Plan to Tap $1M+ Equity Without Refinancing. We’re now in the final stages of […]
What a Half Point Rate Drop Means for Your Cash Flow
September 29, 2025 | 3 Minute Read Mortgage rates for investors have eased into the 6.5%–6.75% range for 30-year fixed loans as of September 2025. That’s a sharp improvement from last year’s highs, but still a far cry from the record lows investors enjoyed just a few years ago. Looking forward, most forecasts suggest rates […]
The Housing Bubble Nobody Wants to Admit
September 15, 2025 | 2.5 Minute Read Everyone’s waiting for the Fed to make its next move on rates. My prediction through the end of the year? September 18 → Cut 0.50% (from 5.25% → 4.75%) October 31 → Cut 0.25% (from 4.75% → 4.50%) December 11 → Cut 0.25% (from 4.50% → 4.25%) But […]
The Housing Market Is Stuck, Not Broken
September 1, 2025 | 6 Minute Read The U.S. housing market remains locked in a stalemate. Inventory has climbed for 21 straight months, prices have leveled off nationally, and many once-booming metros have seen declines from pandemic highs. Yet sales remain near multi-decade lows. Buyers are squeezed by high mortgage rates, while sellers remain slow […]
It’s Not a Mortgage Rate Problem. It’s a Price Problem
August 4, 2025 | 3 Minute Read There’s a lot of noise right now about interest rates and the housing market. You’ve probably heard the common refrain:“If the Fed would just lower rates, houses would start selling again.” But that misses the bigger picture. We don’t have a mortgage rate problem—we have a home price […]
What Might Happen to Real Estate During the Next Recession?
April 28, 2025 | 1.5 Minute Read I can’t predict the future. Nobody can. But we can look at what’s happened before and take a pretty good guess about what might be coming for real estate. Let’s keep it short, sweet, and simple and look at the three kinds of recessions we may face. Basically, […]