My Seven Housing Market Predictions for 2026
December 29, 2025 | 3 Minute Read As we look ahead to 2026, one thing is clear: the housing market is stabilizing, not resetting. Rates are higher than the ultra-low levels of the past, inventory is gradually improving, and buyers and sellers are adjusting expectations accordingly. Here’s a breakdown of the seven most important trends […]
Could You Really Take Your 3% Mortgage With You?
December 1, 2025 | 4.5 Minute Read Imagine locking in a super-low mortgage rate—2% or 3%—for 30 years… and being able to take that same loan with you when you move to a new house. Sounds awesome, right? That’s the basic idea behind portable mortgages, a concept the government is now exploring as a way […]
Waiting for Lower Rates? Here’s Why I’m Not
November 3, 2025 | 3.5 Minute Read Back in late September 2025, I discussed how I planned to tap into over $1 million in equity without refinancing our 30-year fixed loan — you can read that full strategy here: How I Plan to Tap $1M+ Equity Without Refinancing. We’re now in the final stages of […]
What a Half Point Rate Drop Means for Your Cash Flow
September 29, 2025 | 3 Minute Read Mortgage rates for investors have eased into the 6.5%–6.75% range for 30-year fixed loans as of September 2025. That’s a sharp improvement from last year’s highs, but still a far cry from the record lows investors enjoyed just a few years ago. Looking forward, most forecasts suggest rates […]
The Housing Bubble Nobody Wants to Admit
September 15, 2025 | 2.5 Minute Read Everyone’s waiting for the Fed to make its next move on rates. My prediction through the end of the year? September 18 → Cut 0.50% (from 5.25% → 4.75%) October 31 → Cut 0.25% (from 4.75% → 4.50%) December 11 → Cut 0.25% (from 4.50% → 4.25%) But […]
The Housing Market Is Stuck, Not Broken
September 1, 2025 | 6 Minute Read The U.S. housing market remains locked in a stalemate. Inventory has climbed for 21 straight months, prices have leveled off nationally, and many once-booming metros have seen declines from pandemic highs. Yet sales remain near multi-decade lows. Buyers are squeezed by high mortgage rates, while sellers remain slow […]
It’s Not a Mortgage Rate Problem. It’s a Price Problem
August 4, 2025 | 3 Minute Read There’s a lot of noise right now about interest rates and the housing market. You’ve probably heard the common refrain:“If the Fed would just lower rates, houses would start selling again.” But that misses the bigger picture. We don’t have a mortgage rate problem—we have a home price […]
What Might Happen to Real Estate During the Next Recession?
April 28, 2025 | 1.5 Minute Read I can’t predict the future. Nobody can. But we can look at what’s happened before and take a pretty good guess about what might be coming for real estate. Let’s keep it short, sweet, and simple and look at the three kinds of recessions we may face. Basically, […]
Why Starter Homes Are Disappearing
January 20, 2025 | 2.5 Minute Read In the early 1980s, nearly 40% of newly built homes were considered entry-level. By 2023, only 9% of new homes fit this category. If this trend continues, the affordability of homeownership for younger generations will become increasingly out of reach. Simultaneously, the homebuilding industry is slowing, exacerbating the […]
Where’s the Real Estate Market Headed?
August 26, 2024 | 3 Minute Read With high interest rates creating obstacles in the real estate market, it’s important to monitor how these conditions are shifting. While the current climate has slowed market activity, a recent decline in mortgage rates could indicate a turning point. Recognizing these trends can provide insight into what the […]