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Why Starter Homes Are Disappearing
January 20, 2025 | 2.5 Minute Read In the early 1980s, nearly 40% of newly built homes were considered entry-level. By 2023, only 9% of new homes fit this category. If this trend continues, the affordability of homeownership for younger generations will become increasingly out of reach. Simultaneously, the homebuilding industry is slowing, exacerbating the […]
Where’s the Real Estate Market Headed?
August 26, 2024 | 3 Minute Read With high interest rates creating obstacles in the real estate market, it’s important to monitor how these conditions are shifting. While the current climate has slowed market activity, a recent decline in mortgage rates could indicate a turning point. Recognizing these trends can provide insight into what the […]
What A Possible Fed Rate Drop Means for Investors
August 19, 2024 | 2 Minute Read Mortgage rates are currently near their lowest levels in over a year, prompting many borrowers to take action. Mortgage applications rose by 17% in the week ending August 9, according to the Mortgage Bankers Association’s Market Composite Index, which was released on Wednesday. This increase pushed the index, […]
All-Cash Offers From Big Investors Recede
July 29, 2024 | 2 Minute Read During the hypercompetitive pandemic years, cash was king as investors flooded the housing market with hefty cash offers. Now, however, the trend is shifting. According to a recent Realtor.com® report, the percentage of investors purchasing homes with cash dropped to 64% in the first quarter of 2024. This […]
The 5/1 ARM’s Come Due for 1.7M Homeowners
July 8, 2024 | 2.5 Minute Read Time Unlike the more popular fixed-rate mortgage loans, ARMs can provide temporary relief for homebuyers wanting to avoid higher mortgage rates, but they come with risks. After the fixed introductory period — usually five, seven, or ten years — the rate on an ARM adjusts periodically based on […]
Why the U.S. Housing Market May Nosedive
July 1, 2024 | 5 Minute Read Time The U.S. housing market, a pillar of the American economy and an indicator of financial health, has recently faced a significant decline. This downturn, reaching unprecedented lows, has raised alarms across the financial sector, affecting homeowners, prospective buyers, and investors alike. Various factors have contributed to this […]
The Fed’s Balance Sheet and Impact on Real Estate
June 10, 2024 | 3.5 Minute Read Looking ahead, the United States faces significant borrowing needs, with projected expenditures surpassing revenue by approximately $2 trillion in 2024. The shortfall requires the government to issue treasury securities to fund its spending, thereby increasing the supply of securities in the market. Moreover, new mortgages also contribute to […]
Understanding the 1% Rule
April 22, 2024 | Reading Time: 1 Minute The 1% rule is a guiding principle in real estate investing that assesses the relationship between a property’s purchase price and the income it can generate. According to this rule, the monthly rental income should be at least 1% of the property’s buying price. To apply the […]
The Sub 6% Rate Shift
April 22, 2024 | Reading Time: 1.5 Minutes What happens if interest rates drop below 6%? Will it prompt those on the sidelines to make their move? Will sellers who previously struggled find renewed opportunity? Or will it be buyers who were previously unable to qualify at higher rates? Our prediction leans towards a surge […]
Huge Number of Homeowners Hold Onto Favorable Mortgage Rates
April 18, 2024 | Reading Time: 6 Minutes Something profoundly unusual has unfolded in the American housing market over the past couple of years, marked by a rise in mortgage rates to around 7 percent. These rates, though not historically extraordinary by themselves, present a challenge due to the fact that the average American household […]
