Two Biggest Mistakes to Owning Rentals
August 31, 2026 | 6 Minute Read I started buying rental properties here in Birmingham in 2015, when the market was still recovering from the 2008 crash. At the time, we were buying decent single-family homes around Birmingham for roughly $18,000 to $25,000. But here’s the interesting part. Back in September 2011, when I first […]
Rates Drop! I Got a 6.125% Refi Rate
September 22, 2025 | 4 Minute Read Last week, the Federal Reserve lowered rates by 0.25%. For real estate investors, especially those considering refinancing, this shift opens new opportunities. But not every investor’s situation is the same. Broadly, three types of investors need to consider how this affects them: Short-Term Rental Investors with 5/1 ARMs […]
Understanding Hard Money Loans
April 29, 2024 | Reading Time: 1 Minute If you are looking to fix and flip a project and need a hard money lender, they will loan you up to 90% of the purchase price and 100% of the renovation costs. However, the total amount is capped at 75% LTV (loan-to-value) of the after repair value […]