Which Is Smarter: 5/1 ARM or 30 Yr Fixed?
October 13, 2025 | 3 Minute Read Many of you know that we help investors secure bridge and DSCR refinance loans—and we don’t just assist others, we actively finance our own projects the same way. Last week, my business partner and I began evaluating the refinance options for four of our properties: Short-Term Rental: $142,500 […]
Cash Flow vs Equity
September 22, 2025 | 2.5 Minute Read The Federal Reserve dropped rates by 0.25% last week. For real estate investors coming out of a short-term rental portfolio financed with 5/1 ARMs at pandemic-era rates (around 4.5%), this matters. Many of those loans can’t be extended, meaning refinancing is now the only option. The challenge? You’ll […]
The Housing Bubble Nobody Wants to Admit
September 15, 2025 | 2.5 Minute Read Everyone’s waiting for the Fed to make its next move on rates. My prediction through the end of the year? September 18 → Cut 0.50% (from 5.25% → 4.75%) October 31 → Cut 0.25% (from 4.75% → 4.50%) December 11 → Cut 0.25% (from 4.50% → 4.25%) But […]
How Trump Changed Housing Forever
July 14, 2025 | 3 Minute Read Now that Trump’s massive tax bill has been signed into law, real estate investors are asking: What’s in it for us? Industry leaders from the National Association of Home Builders to the National Association of Realtors are praising the law as a win for real estate. Many investors […]
What Might Happen to Real Estate During the Next Recession?
April 28, 2025 | 1.5 Minute Read I can’t predict the future. Nobody can. But we can look at what’s happened before and take a pretty good guess about what might be coming for real estate. Let’s keep it short, sweet, and simple and look at the three kinds of recessions we may face. Basically, […]
The 1% Rule is Making a Comeback
August 19, 2024 | 2 Minute Read Back in April, I discussed the 1% rule and its relevance to real estate investing. The 1% rule helps investors evaluate a property’s price against its potential gross income. According to this rule, the monthly rent should be at least 1% of the purchase price. For more details, […]
The Fed’s Balance Sheet and Impact on Real Estate
June 10, 2024 | 3.5 Minute Read Looking ahead, the United States faces significant borrowing needs, with projected expenditures surpassing revenue by approximately $2 trillion in 2024. The shortfall requires the government to issue treasury securities to fund its spending, thereby increasing the supply of securities in the market. Moreover, new mortgages also contribute to […]
Why Paying More For Properties Can Be a Smart Investment
May 27, 2024 | 2 Minute Read Many investors find themselves in a tough spot: they’re eager to expand their portfolio, but the lack of available properties and the prospect of paying at or over the asking price seems like a deal killer. Let’s face it, who really wants to pay more than the asking […]
The True Cost of Waiting to Invest in Real Estate
May 20, 2024 | Reading Time: 3 Minutes Affordability remains a significant concern in the housing market, often leading prospective buyers to question whether investing in real estate is truly advantageous compared to alternative avenues like the stock market. However, there’s a fundamental aspect that many overlook: wealth creation through real estate investing. Consider this […]
How the Fed Influences Interest Rates
May 13, 2024 | Reading Time: 4 Minutes The Federal Reserve is renowned for its role in shaping economic cycles, often characterized by periods of expansion and contraction. However, its effectiveness is sometimes hindered by a lack of comprehensive understanding of the economy’s dynamics and the delayed impact of its actions. One significant driver of […]