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What A Possible Fed Rate Drop Means for Investors
August 19, 2024 | 2 Minute Read Mortgage rates are currently near their lowest levels in over a year, prompting many borrowers to take action. Mortgage applications rose by 17% in the week ending August 9, according to the Mortgage Bankers Association’s Market Composite Index, which was released on Wednesday. This increase pushed the index, […]
The 1% Rule is Making a Comeback
August 19, 2024 | 2 Minute Read Back in April, I discussed the 1% rule and its relevance to real estate investing. The 1% rule helps investors evaluate a property’s price against its potential gross income. According to this rule, the monthly rent should be at least 1% of the purchase price. For more details, […]
Why the U.S. Housing Market May Nosedive
July 1, 2024 | 5 Minute Read Time The U.S. housing market, a pillar of the American economy and an indicator of financial health, has recently faced a significant decline. This downturn, reaching unprecedented lows, has raised alarms across the financial sector, affecting homeowners, prospective buyers, and investors alike. Various factors have contributed to this […]
How the Fed Influences Interest Rates
May 13, 2024 | Reading Time: 4 Minutes The Federal Reserve is renowned for its role in shaping economic cycles, often characterized by periods of expansion and contraction. However, its effectiveness is sometimes hindered by a lack of comprehensive understanding of the economy’s dynamics and the delayed impact of its actions. One significant driver of […]
Forecasting Stability in the 2025 Real Estate Market
April 29, 2024 | Reading Time: 1 Minute In 2025, the real estate market may experience a surge, with an estimated 2 million houses projected to be available for sale. However, there’s skepticism about the accuracy of this number. Some experts believe it could be inflated due to preferences for post-pandemic living rather than essential housing […]
A Roadmap for a Gradual Correction in the Housing Market
April 22, 2024 | Reading Time: 2 Minutes Considering the present market landscape, where affordability is stretched, we can foresee a gradual correction rather than an abrupt crash. While short-term price increases may occur due to factors like declining interest rates and reentering buyers, sustained growth appears unlikely. Instead, we should anticipate a slow adjustment […]
Huge Number of Homeowners Hold Onto Favorable Mortgage Rates
April 18, 2024 | Reading Time: 6 Minutes Something profoundly unusual has unfolded in the American housing market over the past couple of years, marked by a rise in mortgage rates to around 7 percent. These rates, though not historically extraordinary by themselves, present a challenge due to the fact that the average American household […]
Monitoring the Federal Reserve
April 15, 2024 | Reading Time: 1 Minute In 2024, the greatest potential for upheaval lies in unexpected events, akin to black swan occurrences like the pandemic. Despite the current focus on monetary policy over fiscal policy in the United States, keeping an eye on the Federal Reserve’s actions is crucial, especially regarding interest rates. […]
