Could You Really Take Your 3% Mortgage With You?
December 1, 2025 | 4.5 Minute Read Imagine locking in a super-low mortgage rate—2% or 3%—for 30 years… and being able to take that same loan with you when you move to a new house. Sounds awesome, right? That’s the basic idea behind portable mortgages, a concept the government is now exploring as a way […]
The Negative Equity Wave Is Coming
November 24, 2025 | 3 Minute Read Negative equity isn’t just a financial metric. It changes behavior. When homeowners owe more than their property is worth, they often make irrational decisions—sometimes life-altering ones. According to recent Zillow data, 53% of homes in the U.S. have lost equity in the last year. That doesn’t mean more […]
The Housing Market Is Stuck, Not Broken
September 1, 2025 | 6 Minute Read The U.S. housing market remains locked in a stalemate. Inventory has climbed for 21 straight months, prices have leveled off nationally, and many once-booming metros have seen declines from pandemic highs. Yet sales remain near multi-decade lows. Buyers are squeezed by high mortgage rates, while sellers remain slow […]
It’s Not a Mortgage Rate Problem. It’s a Price Problem
August 4, 2025 | 3 Minute Read There’s a lot of noise right now about interest rates and the housing market. You’ve probably heard the common refrain:“If the Fed would just lower rates, houses would start selling again.” But that misses the bigger picture. We don’t have a mortgage rate problem—we have a home price […]
How Trump Changed Housing Forever
July 14, 2025 | 3 Minute Read Now that Trump’s massive tax bill has been signed into law, real estate investors are asking: What’s in it for us? Industry leaders from the National Association of Home Builders to the National Association of Realtors are praising the law as a win for real estate. Many investors […]
We Are Shifting Our Short Term Rental Strategy
March 25, 2025 | 3 Minute Read When we launched our first short-term rental (STR) in early 2022, we were excited by the potential for higher income. Our thought was simple: why not convert several of our long-term rental properties into STRs? As long as we could net at least $200 per month—similar to what […]
What Might Happen to Real Estate During the Next Recession?
April 28, 2025 | 1.5 Minute Read I can’t predict the future. Nobody can. But we can look at what’s happened before and take a pretty good guess about what might be coming for real estate. Let’s keep it short, sweet, and simple and look at the three kinds of recessions we may face. Basically, […]
Hot Markets for Real Estate Investors
October 14, 2024 | 2.5 Minute Read While the average homebuyer may feel the pressure of rising interest rates, real estate investors are stepping in, capturing a record share of homes. Investors accounted for 14.8% of home purchases in the first quarter of 2024—the highest percentage since data tracking began in 2001, according to Realtor.com® […]
Where’s the Real Estate Market Headed?
August 26, 2024 | 3 Minute Read With high interest rates creating obstacles in the real estate market, it’s important to monitor how these conditions are shifting. While the current climate has slowed market activity, a recent decline in mortgage rates could indicate a turning point. Recognizing these trends can provide insight into what the […]
What A Possible Fed Rate Drop Means for Investors
August 19, 2024 | 2 Minute Read Mortgage rates are currently near their lowest levels in over a year, prompting many borrowers to take action. Mortgage applications rose by 17% in the week ending August 9, according to the Mortgage Bankers Association’s Market Composite Index, which was released on Wednesday. This increase pushed the index, […]