A Big Capital Gains Shift for Investors
February 2, 2026 | 3.5 Minute Read Real estate investors have always relied on tax strategy as a core part of building wealth. From depreciation to 1031 exchanges, minimizing taxes is often just as important as finding the right deal. Now, a potential change to capital gains rules on primary residences could create a rare […]
How Local Real Estate Investors Can Beat Institutional Buyers
December 22, 2025 | 2.5 Minute Read Most headlines about corporate ownership of housing are framed as a warning. But if you’re a small, individual real estate investor, the Who Owns America report actually delivers a different message—one that points to opportunity, advantage, and long-term relevance in a rapidly consolidating market. This landmark study analyzed […]
Could You Really Take Your 3% Mortgage With You?
December 1, 2025 | 4.5 Minute Read Imagine locking in a super-low mortgage rate—2% or 3%—for 30 years… and being able to take that same loan with you when you move to a new house. Sounds awesome, right? That’s the basic idea behind portable mortgages, a concept the government is now exploring as a way […]
What a Half Point Rate Drop Means for Your Cash Flow
September 29, 2025 | 3 Minute Read Mortgage rates for investors have eased into the 6.5%–6.75% range for 30-year fixed loans as of September 2025. That’s a sharp improvement from last year’s highs, but still a far cry from the record lows investors enjoyed just a few years ago. Looking forward, most forecasts suggest rates […]
The Housing Bubble Nobody Wants to Admit
September 15, 2025 | 2.5 Minute Read Everyone’s waiting for the Fed to make its next move on rates. My prediction through the end of the year? September 18 → Cut 0.50% (from 5.25% → 4.75%) October 31 → Cut 0.25% (from 4.75% → 4.50%) December 11 → Cut 0.25% (from 4.50% → 4.25%) But […]
Why Starter Homes Are Disappearing
January 20, 2025 | 2.5 Minute Read In the early 1980s, nearly 40% of newly built homes were considered entry-level. By 2023, only 9% of new homes fit this category. If this trend continues, the affordability of homeownership for younger generations will become increasingly out of reach. Simultaneously, the homebuilding industry is slowing, exacerbating the […]
How I see the Market in 2025
January 13, 2025 | 2.5 Minute Read Before the crash of 2008, I was doing very well flipping houses in the Miami/Fort Lauderdale market. When the warning signs appeared in 2006, I ignored them and took on unnecessary risk and it costs me dearly. It was only after the crash that I learned some hard […]
Why the U.S. Housing Market May Nosedive
July 1, 2024 | 5 Minute Read Time The U.S. housing market, a pillar of the American economy and an indicator of financial health, has recently faced a significant decline. This downturn, reaching unprecedented lows, has raised alarms across the financial sector, affecting homeowners, prospective buyers, and investors alike. Various factors have contributed to this […]
Real Estate Investors Should Avoid These 3 Mistakes
May 13, 2024 | Reading Time: 5 Minutes If you’re new to real estate investing, prepare for the unexpected. Unlike some other investment avenues, real estate presents its fair share of surprises. Learning from your missteps can come with a hefty price tag, potentially hindering your ability to fully capitalize on your opportunities. While searching […]
Huge Number of Homeowners Hold Onto Favorable Mortgage Rates
April 18, 2024 | Reading Time: 6 Minutes Something profoundly unusual has unfolded in the American housing market over the past couple of years, marked by a rise in mortgage rates to around 7 percent. These rates, though not historically extraordinary by themselves, present a challenge due to the fact that the average American household […]