The BRRRR Cash Flow Formula for 2026
December 22 2025 | 2.5 Minute Read Every year, I hear the same thing from investors. “I want to work smarter, not harder.” I understand the intention—but in real estate investing, that mindset is often what stalls growth. If you want to grow your portfolio in 2026, the formula isn’t smarter or harder.It’s smarter and […]
When Closings Are Delayed
December 15, 2025 | 2 Minute Read Let me be clear before we go any further. The closing attorney I’ve worked with here in Birmingham for the last 14+ years is top-notch. Hundreds of deals, zero headaches—usually. Delays? Rare. Missed items? Even rarer. But even the smallest slip-ups can cause big problems. After sitting in […]
Turning Equity Into a $2M Credit Line
December 8, 2025 | 2 Minute Read I am refinancing one of our portfolios to pull out cash and used it to pay off several mortgages, creating free-and-clear properties. Those assets will boost my cash flow and help me unlock a $2M+ credit line. This strategy will let me scale faster, buy more deals, and […]
Refinancing Your Rental? Ask This One Question
November 17, 2025 | 3 Minute Read Many investors come to me for help securing bridge and refinance loans—usually when they reach the third R in the BRRRR strategy: Refinance. That third R is the turning point. It determines whether your capital stays trapped in a property indefinitely or gets recapitalized into acquiring more deals. […]
Which Is Smarter: 5/1 ARM or 30 Yr Fixed?
October 13, 2025 | 3 Minute Read Many of you know that we help investors secure bridge and DSCR refinance loans—and we don’t just assist others, we actively finance our own projects the same way. Last week, my business partner and I began evaluating the refinance options for four of our properties: Short-Term Rental: $142,500 […]
How I Plan to Tap $1M+ Equity Without Refinancing
September 29, 2025 | 3 Minute Read My business partner, Jeff Shadrick, has been with me for over a decade, and in a word… he’s brilliant. Not only has our partnership been profitable, but he constantly pushes me to think differently about financing, rental portfolios and pursuing new acquisitions. After nearly 25 years of investing, […]
From Cash Flow to Catastrophe
August 25, 2025 | 4 Minute Read Back in 2011, I left the beaches of Fort Lauderdale, FL after 15 years and up and move to Birmingham, AL. Why? I was selling fully renovated turnkey properties in Birmingham for around $50,000. I bought them dirt cheap—between $8,000–$12,000—and invested another $30,000 in renovations. After closing, I […]
Comp a Property When Comps Don’t Exist
August 4, 2025 | 3 Minute Read What do you do when you find a great potential rental, but the comparable sales (“comps”) are unclear, underwhelming, or nonexistent? It’s a common challenge. Sometimes we’re tempted to force a square peg into a round hole just because we like the property. But to make sound investment […]
Would You Buy This Duplex?
August 4, 2025 | 3 Minute Read An investor recently reached out to me for help securing financing on a property she was considering. In addition to being a full-time real estate investor, I’m also a commercial money broker. I work directly with multiple lenders—think of me as a real estate version of LendingTree. My […]
When Closing Delays Hurt the Deal
July 28, 2025 | 2 Minute Read We currently have multiple properties under contract, and as is often the case, some take longer to close than others. One example is a deal we’ve had under contract since April 28. The closing has been delayed twice—not because of financing, but because the seller failed to pay […]